Mortgage Contribution Scheme Offer

 

Before you can make owning your dream new-build home a reality, you’ll need to get an idea of how much you can afford in monthly mortgage repayments.

Our handy mortgage calculator can help you discover how much you could potentially borrow.

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Calculating your mortgage

Try out our calculator to work out how much your monthly mortgage repayments could potentially be based on the interest rate and the number of years you intend to repay the mortgage over.

For the most accurate results you’ll also need to add in your deposit. If you’d like to get an idea of how long it will take you to save for a deposit, take a look at our Deposit Savings Calculator here.

There are plenty of other costs associated with buying a home that you may also need to factor in, such as Stamp Duty and legal fees for example.

 

Mortgage calculator:

Property Value

£300,000

Deposit Amount

£15,000

Mortgage required

£285,000

Loan to value

95%

Typical Monthly Repayments:

Years

35

Interest Rate

5%

Monthly repayment

£1,438

Mortgage required:

£285,000

Interest rate:

5%

Monthly repayments

£1,438

How to use our new-build mortgage repayment calculator

Use the sliding scale or value box to enter your deposit amount into the calculator along with the value of the home you are looking to buy. This will then give you an indicative figure for the size of mortgage you will need and the monthly repayments.

This figure will be based on the results from the information you initially entered, but you can amend these to see the impact a bigger deposit or longer mortgage term could have.

When looking at this figure it is always good to consider how much repayment you can comfortably afford. Don’t try to stretch yourself too far and make sure your budget allows for other eventualities such as future rises in interest rates.

Step-by-step guide

1. Enter your property value and deposit
The first step is to enter your property value and how much you can afford to pay towards your deposit.

2. Enter your repayment terms
To get an accurate idea of how much you will be paying each month, select over how many years you want to pay off your mortgage. The older you are, the lower the number of years you should select. You will also need to enter an interest rate.

3. Complete!
Now you’ll be left with a figure for your monthly repayments.

More ways we can help you move

Deposit Unlock

Did you know that if you’re a first time buyer or existing home owner, you could make your move now with just a 5% deposit using the new Deposit Unlock scheme?

Deposit Assist

When your friends or family contribute a minimum of 5% to your deposit for a new Countryside Home, we’ll say thanks to them and help you with your moving costs.

First Homes

First Homes is designed to help local first-time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price.

Smooth Move

Take the stress out of selling with our Smooth Move scheme where we’ll help you sell your current home.

Home Exchange

If you need a hand selling your current home, our Home Exchange scheme guarantees a buyer for your property.

Armed Forces

Are you a member of the Armed Forces? If so, we’ve got some great options to help you purchase your new Countryside Home.

Introduce a friend

If you recommend a Countryside Home to a friend and they buy from us, we’ll give you £500* to say thank you.

Shared Ownership

Countryside Homes is working in partnership with heylo to offer Home Reach, a shared ownership option on selected properties across the country.

Deposit Unlock

Did you know that if you’re a first time buyer or existing home owner, you could make your move now with just a 5% deposit using the new Deposit Unlock scheme?

Deposit Assist

When your friends or family contribute a minimum of 5% to your deposit for a new Countryside Home, we’ll say thanks to them and help you with your moving costs.

First Homes

First Homes is designed to help local first-time buyers and key workers onto the property ladder, by offering homes at a discount of 30% compared to the market price.

Smooth Move

Take the stress out of selling with our Smooth Move scheme where we’ll help you sell your current home.

Home Exchange

If you need a hand selling your current home, our Home Exchange scheme guarantees a buyer for your property.

Armed Forces

Are you a member of the Armed Forces? If so, we’ve got some great options to help you purchase your new Countryside Home.

Introduce a Friend

If you recommend a Countryside Home to a friend and they buy from us, we’ll give you £500* to say thank you.

Shared Ownership

Countryside Homes is working in partnership with heylo to offer Home Reach, a shared ownership option on selected properties across the country.

Still haven't found what you're looking for?

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

References to “we”, “us” or “our” are to the part of the Vistry Group (including Linden Homes, Bovis Homes, Countryside Homes, Drew Smith, Vistry Ventures or one of Vistry’s joint venture companies) from which you are intending to purchase a new home. References to "you” and “your” are to the prospective buyer or buyers of a new home from us.

All images are used for illustrative purposes only and are representative only. They may not be the same as the actual home you purchase and the specification may differ. Images may be of a slightly different model of home and may include optional upgrades and extras which involve additional cost. Individual features such as windows, brick, carpets, paint and other material colours may vary and also the specification of fittings may vary. Any furnishings and furniture are not included in any sale. Please check with our sales consultants for details of the exact specifications available at the development(s) for each type of home and the associated prices.