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Deposit Unlock

First time buyer or existing home owner? Make your move now with just a 5% deposit using the Deposit Unlock scheme!

The Deposit Unlock scheme*, created in collaboration with Housing Developers and mortgage lenders, enables first time buyers and existing homeowners to borrow a maximum mortgage loan up to £750,000 with just a 5% deposit. The scheme is exclusively available on selected new-build homes.

With Deposit Unlock you can benefit from competitive mortgage products from high street lenders, making buying a new home more accessible.  Plus, you own 100% of your new home. 

Deposit unlock logo

How do I apply?

1. Once you've chosen a Countryside home to one of our Sales Consultants about using the scheme

2. We will put you in touch with a specialist New Build Mortgage Advisor to help start your Deposit Unlock mortgage application.

3. Once you are ready to reserve your brand new Countryside home our Sales Consultant will provide you with a Confirmation Letter so you can apply to a participating lender for a Deposit Unlock mortgage.

The Deposit Unlock scheme is now available. Start your search now for your brand new Countryside home and speak to our Sales Consultants to find out more. 

Search for your new home today

Terms and Conditions

*Deposit Unlock is available on our selected new build homes only, subject to contract and eligibility criteria. Deposit Unlock is available on selected plots up to a maximum value of £750,000 and is subject to lender participation, contract and status. Rates and maximum purchase price vary via lender. Following withdrawal or termination of any offer, we reserve the right to extend, reintroduce or amend any such offer as we see fit at any time. A minimum 5% customer deposit is required. The product is backed by a mortgage indemnity insurance to which we make a financial contribution. The insurance covers the lender in the event of a loss as a result of repossession. Your obligations to the lender remain unchanged, as the benefit of the insurance is for the lender. We do not offer mortgage advice, any financial advice should be obtained from a mortgage adviser or lender. To take advantage of this offer you must claim before reserving a property from us and before any other discount is applied. This offer is not to be used in conjunction with any other offer, discount, promotion or scheme. Not applicable to second homeowners or investor purchasers. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Subject to individual lender terms and conditions. Our usual reservation and sales terms and conditions also apply. Please speak to one of our sales consultants for more details. We have appointed Gallagher Re to liaise with the mortgage lender and administer the Deposit Unlock scheme on its behalf.

References to “we”, “us” or “our” are to the part of the Vistry Group (including Linden Homes, Bovis Homes, Countryside Homes, Drew Smith, Vistry Ventures or one of Vistry’s joint venture companies) from which you are intending to purchase a new home. References to "you” and “your” are to the prospective buyer or buyers of a new home from us.